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Casinos Accepting Debit Card Deposits in USA
American companies that offer credit cards also offer debit cards and these can also be used for depositing at US online casinos. Like credit cards, the debit cards come directly from banks and not via Visa, MasterCard or American Express. When you use a credit card, the issuer of the card pays for the deposit at the online casino and recovers the amount from you at the end of the billing cycle. A debit card uses the funds you deposit at the bank. When you use a debit card as a casino payment method the amount goes to the online casino directly from your account at the bank.Debit cards were first issued in the 1970s, but became popular after the 1980s when banking accounts were networked nationally. In practice, they operate the same way as credit cards. In the United States, Visa offers Visa Debit as its debit card product. MasterCard has Debit MasterCard and Maestro.
Owning a debit card is common in the United States and many online casino players would already be using them both offline and online. Therefore you can use the debit card for online casino deposits as well. It does not make sense to sign up for a different payment option.
Deposits using debit cards instantly credit your online casino account so that can start wagering without any waiting time. The transactions are absolutely secure and safe. If you are a conservative person then you will find comfort in the fact that you are not wagering with borrowed money as in case of credit cards.
Disadvantages to debit cards banking method
Debit cards cannot be used for withdrawals at US online casinos. Therefore you will have to select a default withdrawal option like wire transfer or check payment. This is the biggest disadvantage of using debit cards as a deposit option.
There are some other disadvantages as well, but these are more to do with the US online casino player’s perceptions. Your debit card details will be stored in the server of every US online casino you sign up and many players are not comfortable with this. Also some players are not averse to the credit they enjoy while using credit cards and prefer that option.
How to use debit cards banking method at online casinos
As far as the method of use is concerned, debit cards work in the same manner as credit cards. When you sign up at the US online casino, you should opt for the particular debit card that you are holding as the deposit option. Before making your first deposit you will be asked to register your card at the US online casino. You fill up the online form, giving your 3-digit CVV number. The security protocols are such that this CVV number will not be accessible to anyone. Giving the CVV number is essential for two reasons. It acts as a security mechanism allowing only transactions where the given CVV number matches the registered CVV number. Also, at the time of the deposit, you enter only the CVV number and no other details.
When you want to deposit at the US online casino, you log in and access the cashier and select the Deposit option. From the list of payment options displayed choose your debit card. On the screen that appears you enter the deposit amount and the CVV number. There is another security level added here. You will be taken in a secure manner to another portal where you will be asked enter a password. This is the password registered by you at the time of obtaining the debit card. Only if the password is correct will the payment go through.
The following few tips will enable your debit card deposit transactions to go through smoothly. All US online casinos impose limits and deposits below the minimum limit and above the maximum limit will be automatically rejected. So check these out and conform to them. Not only should you be within the limit imposed on your debit card but you should ensure that there is sufficient balance in the corresponding bank account.
